Mortgages – Local Advice in Southampton

mortgage advisor

We compare all your mortgage options – from the whole market – and provide expert advice to help you throughout the process.

mortgage enquiry

Whether you need help buying your first home or with a straightforward remortgage – our attention to detail will make sure things go as smoothly as possible.

Get in touch today to talk about your options.

Our areas of expertise include:

mortgage enquiry

Book an appointment with one of our advisers in the comfort of your own home, at a time that suits you.

Use our handy Mortgage Payment Calculator to get an idea of your monthly repayments.

Buying your first home:

Stepping onto the property ladder is exciting and potentially nerve wracking.

Take away some of the stress by choosing experienced mortgage advisers who will guide you every step of the way.

You’ll need to be aware of the costs involved, how long the process takes and what information you need to provide for things to go smoothly.

Speaking to a mortgage adviser early in the process can help you establish how much you could borrow so you know you can afford your first home.

Re-mortgaging:

Switching to a new mortgage deal when yours comes to an end should be a quick, painless process without excessive fees.

The most important thing to have when re-mortgaging is choice. We have access to the whole market which means you can choose from the best rates available and the most appropriate solution for your circumstances.

Don’t leave it to the last minute. Get started now so you have something in place when your deal comes to an end.

Moving home:

Moving home can be stressful. Moving your mortgage doesn’t have to be.

We can help you put everything in place so that moving your mortgage is one less thing to worry about.

Many mortgages these days are ‘portable’ so the process should be straightforward with help from the right people.

Get in touch and we’ll appoint an adviser who will work with you from now until everything is finalised.

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Help to Buy:

The Government Help to Buy scheme was created to help people buy their own home.

With an Equity Loan the government lends up to 20% of the cost of a new-build home so you only need a 5% deposit and a 75% mortgage to make up the rest.

We can help you look into this option and compare it with other ways to buy your home.

Our mortgage advisers are based in Southampton so take advantage of our local knowledge.

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Buy to Let Mortgages:

If you are a first time landlord just getting into the property business or an experienced landlord with a substantial portfolio we can help.

With access to the whole market our Southampton based mortgage advisers are able to find rates and offers not available on the high street.

With a sprawling campus and University Hospital on top of residential demand, Southampton is an ideal location for landlords to invest in.

Let us help you manage your portfolio efficiently.

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Commercial Mortgages:

For the purpose of purchasing a business, buying your company offices or raising capital against business premises that you already own then a commercial mortgage may be a solution.

If you already have a commercial mortgage and would like to reduce your monthly payments then refinancing could save your business money.

With expert advisers on tap with access to a wide range of lenders and solutions, including bridging finance and secured loans, we can help you analyse your options.

Call us or complete the enquiry form and one of our advisers will get in touch to assist you.

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Mortgage Repayment & Interest Only Calculator:

Calculate out how much your mortgage will cost monthly.

Use the calculator below to work out how much your monthly mortgage payment will be on a Capital & Repayment or Interest Only basis. It is pre-set with an interest rate of 5% but that can be changed to reflect the mortgage of your choice. Then set the number of years and the loan amount then click the appropriate button to display your result.

*Note: Do not enter symbols, commas or letters. Enter simple numbers only (i.e., enter: 10,000.99 Not: £10000.99).

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Choose whether to calculate the total monthly payment or interest only:

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Useful Mortgage Guides
Entering into a mortgage as a self employed / sole trader can be an uncertain time. Can I get a mortgage if I’m self employed? Is it harder to get a mortgage? Can I borrow as much if I don’t earn the same every month? These are some of the burning questions you may have…